When it comes to hiring a roofing contractor, most homeowners focus on experience, cost, and availability. But there’s another factor that’s just as critical—if not more so: insurance. Choosing an insured contractor isn’t just a smart move—it’s a protective shield for your home, your finances, and your peace of mind. In Salem, OR, Supreme Projects Roofing is proud to be fully licensed and insured, offering clients security that goes far beyond the shingles.
Roofing is inherently risky. Between working at heights, handling power tools, and managing unpredictable weather, there’s plenty that can go wrong. If a contractor isn’t insured and an accident happens on your property, guess who could be held liable? You.
By working with an insured roofer, you eliminate that risk. If a crew member gets injured or property damage occurs during the project, their insurance—not your homeowner’s policy—covers the costs.
Unique Fact: According to the National Roofing Contractors Association (NRCA), uninsured contractors account for nearly 40% of legal disputes in residential roofing projects across the U.S.
When selecting a roofing company, always ask for proof of both liability insurance and workers’ compensation. Liability insurance protects your home from damage caused by the contractor, while workers’ comp covers injuries to their crew.
At Supreme Projects Roofing, we carry comprehensive coverage in both categories, so our clients never have to worry about unexpected costs, lawsuits, or coverage gaps.
Hiring an insured roofer means more than just legal safety—it also speaks volumes about a company’s professionalism and ethics. Fly-by-night contractors may skip insurance to cut costs, but that’s a gamble no homeowner should take.
Our team isn’t just insured—we’re also a GAF Certified Plus Contractor, which means we meet stringent standards of quality, safety, and customer satisfaction. With a 5-star rating on Thumbtack and a 5-Year Warranty on all work, our commitment to responsibility goes beyond paperwork—it’s how we do business.
In the event your roofing project involves an insurance claim—such as hail or storm damage—having a contractor with the proper documentation can actually speed up your claim. Insurers prefer to work with licensed, insured professionals who follow best practices and provide verifiable estimates.
Our documentation process aligns with industry standards and insurance requirements, making it easier for our clients to get approval and funding without the usual back-and-forth.
1. How can I verify if a roofing contractor is insured?
Ask to see a Certificate of Insurance (COI). A reputable contractor will have no problem providing it, and it should include both liability and workers’ compensation.
2. Does insurance affect the cost of roofing services?
Insured contractors may not always be the cheapest, but you’re paying for security, legal protection, and peace of mind. In the long run, it’s a better investment.
3. What happens if I hire an uninsured contractor and something goes wrong?
You may be personally liable for any injuries or damages. Your homeowner’s insurance might not cover accidents caused by unlicensed or uninsured labor.
Hiring an insured roofing contractor isn’t optional—it’s essential. From protecting your finances and property to ensuring your peace of mind, the value of working with professionals who are fully covered cannot be overstated.
At Supreme Projects Roofing, we take that responsibility seriously. Our insurance, certifications, and warranties are all part of a larger promise: that your home is in the best hands, from start to finish.Curious about what happens when storms hit? Check out our guide to hail damage and roof protection strategies.
